Term life insurance:

At our life insurance agency, we understand how important it is to protect your family’s future. Term life insurance provides financial security when your family needs it most, ensuring they are supported if something unexpected happens to you. Whether it’s covering homeownership, childcare costs, or helping ageing parents, term life insurance is designed to match the period of your greatest financial responsibilities. With our plans, you can have peace of mind knowing your family will be safe and secure for the years ahead. Let us help you protect what matters most.

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Whole Life insurance:

Permanent life insurance (sometimes referred to as whole life insurance) protects you for your entire lifetime in most cases. No matter when you die, as long as your premiums are paid, your beneficiaries will receive the proceeds, generally income tax-free.
Permanent life insurance works best when the insurance need is long-term. With a guaranteed death benefit that will not decrease and a premium guaranteed not to increase, permanent life insurance can be less costly than term insurance. Permanent life insurance is flexible and gives you a series of options that can be changed as your life changes. You could even choose to stop paying premiums and change your policy to paid-up. Permanent life insurance allows you to make choices that fit best with your life.